Friday, June 11, 2021

First day DEBT FREE!!!!

So yesterday I used part of the money from the sale of the marital home to pay off my remaining last debt which was a combination of my vehicle and legal bills. It was $5,812. I put the rest of the house money in an account to save for the purchase of a home that I want to buy next year in May. I'm praying that God provides the right place.

I'm on baby step 3 in financial peace University. That has me saving up three to six months of living expenses. Six months of living expenses is $17,000 right now with my rent at $1,400 a month.

I calculate that I have room in my budget to save $1,200 to $1,400 a month if I stop impulse spending.

So far today I have wanted to spend on the following:

A new cell phone

Getting my real ID through the state of Pennsylvania

Food

And that's just today. I don't need a real ID until May of 2023. My phone is fine. It is not an iPhone but it is fine. I don't need a 5G phone because 5G doesn't even work in my area. And I have all the food I need in my refrigerator. I'm a real slave to fast food even though I have a lot of gut issues so I can't eat meat, can't eat bread, so for me eating out is basically an $8 salad. I can make a better salad at home for less than that but it's not fun food and I'm really addicted to fun food.

dateitemcost
6/21car seat covers$109
6/21new car$18,000
6/21new iPhone$1,100
6/21car hitch$150
6/21remote start$550
6/21cat?
6/21dog?
6/21tent741
6/21cheaper tent200
6/21real id130
6/21phone400

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First day DEBT FREE!!!!

So yesterday I used part of the money from the sale of the marital home to pay off my remaining last debt which was a combination of my vehi...